Talk to your school's financial aid officer to compute how much you will have to pay each month, and for how many years ... then speak with the career services office counselor. Figure out a realistic plan for borrowing and repaying money that's not yours.  Why?  As these recent cases demonstrate, student loans can mount up and create "horror stories," including both impediments to bar admission (NY Times article, "Finding Debt a Bigger Hurdle Than Bar Exam") and disbarment (Santulli v. Texas Board of Law Examiners).